In the days that follow your involvement in a minor car accident, the phone calls received from the at-fault driver’s insurance adjuster feel like they are few and far between. This whole time, you are waiting to hear from that person so your claim can be resolved. The insurance adjuster does their best to present themselves as a problem-solver, someone who is there to care for your needs.
The remaining time spent on your insurance claim is significantly affected by these initial interactions with the adjuster. Make no mistake- the insurance adjuster is not on your side and is not interested in fairness. Rather, an insurance adjuster is there to resolve claims in a way consistent with the financial interests of the insurance company he works for.
Lopez Franco, PLLC, fights for the rights of injured Houstonians every day. If you were injured in a minor car accident, call our office today. A free case review with our office allows you to receive personalized feedback about your particular circumstances.
What is the insurance adjuster trying to accomplish in speaking with you?
An insurance adjuster works on behalf of the at-fault driver’s car insurance company. Resolving insurance claims at the lowest cost to the company is the twin goal of an insurance adjuster. The faster the adjuster can close out your claim and move on to the next, the more effective he is at his job. That your car accident is “minor” only adds to the pressure to quickly resolve your claim, emphasizing the minimal financial cost to the company.
Insurance adjusters speak kindly to injury victims. This is done to gain your trust and to, perhaps, compel you to admit to certain things in conversation that you did not plan on. When an insurance adjuster suggests a recorded statement be done to force you to stand by one account of an accident, often before you’ve had an opportunity to truly reflect on what occurred.
Finally, in a minor car accident, the insurance adjuster will attempt to second-guess and minimize the severity of your injuries. In keeping with your condition, an insurance adjuster overemphasizes any statement that you are doing better than before. Combine this tendency with minimal property damage to the vehicle, and you have a situation in which liability may be denied or contested for many weeks.
Beware the low settlement offer made quickly.
An insurance adjuster may readily offer to settle your case for an amount of money that is substantially less than what its true value is. Symptoms of your injuries may not be apparent until days after an accident. For that reason, consider speaking to a Houston car accident attorney today about how to proceed after a minor car accident.
Contact Lopez Franco, PLLC today for a free case review
Lopez Franco, PLLC knows how to achieve the most favorable results possible for injured Houstonians. After you have been injured in a minor car accident, contact our office today. We offer free case reviews and personalized attention based on your specific circumstances.